Privacy Policy
How IPCMU-ltd collects, uses, and protects your personal information.
Effective date: August 13, 2026
Introduction
IPCMU-ltd ("we", "our", "us") respects your privacy. This policy explains how we collect, use, and protect personal information when you visit our website, register as a member, or use our cooperative services.
Information we collect
We may collect your name, email address, phone number, membership details, financial transaction records, and information you provide through forms on our website. We also collect limited technical data such as browser type and pages visited to improve our services.
How we use your information
Your information is used to process registrations and payments, manage savings, loans, and shares, communicate about cooperative services, maintain member records, comply with legal obligations, and improve our platform.
Sharing of information
We do not sell your personal data. We may share information with trusted service providers (such as payment processors), regulatory authorities when required by law, and affiliated societies where necessary to deliver member services.
Data security
We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Your rights
You may request access to, correction of, or deletion of your personal information where applicable under Nigerian data protection laws. Contact us using the details on our website to submit a request.
Cookies
Our website may use cookies and similar technologies to remember preferences, maintain sessions, and analyse site usage. You can adjust cookie settings through your browser.
Changes to this policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our website after changes constitutes acceptance of the revised policy.
Contact us
For privacy-related questions, contact us at irorundecmunion@gmail.com or through the phone number listed on our Contact page.